Head of Business Unit Financial Planning & Analysis

RecargaPay is the Super App that simplifies daily payments for consumers and SMEs in Brazil. The platform streamlines payments for over 6 million Brazilians, consolidating credit and debit cards, instant payments like Pix, and Open Finance, with a mission to democratize mobile payments and financial services in Brazil.

It offers services such as bill payments, mobile and public transportation top-ups, installments, and loans, all designed with convenience, low cost, and flexibility in mind. RecargaPay is transforming how both banked and unbanked Brazilians handle their daily payments and access financial services.

The Head of Business Unit Controller (BUC) will lead financial oversight, planning, and analysis for Recargapy’s business units. The role requires a strategic financial expert with a robust understanding of the Brazilian financial market with a “hands on approach”. The BUC will be responsible for financial performance, reporting accuracy, and compliance with local regulations, ensuring alignment between financial strategies and operational goals. This position is ideal for an experienced finance professional with deep insights into Brazil's financial landscape, capable of driving profitability and efficiency within a fast-paced fintech environment.

Key Responsabilities:

• Financial Planning and Analysis: Develop and manage financial forecasts, budgets, and long-term plans for the business units. Collaborate with the consolidation team and the business units teams to ensure accurate financial projections;
• Budgeting and Cost Control: Collaborate on budgeting processes, ensure cost-efficiency, and lead initiatives to optimize operational expenses while maintaining quality and compliance;
• Performance Monitoring: Establish KPIs and monitor financial performance, analyzing variances and advising on corrective actions. Provide actionable insights for decision-making at both strategic and operational levels;
• Regulatory Compliance: Ensure all financial practices are compliant with Brazilian financial regulations. Stay updated on regulatory changes and guide the team on necessary adjustments;
• Financial Reporting: Lead the preparation of accurate and timely financial reports, consolidating data to provide a clear view of business performance. Work closely with the financial consolidation team & senior finance team on reporting to investors and stakeholders;
• Risk Management: Identify and mitigate financial risks within the business unit, with a keen understanding of the Brazilian financial market's unique risks. Develop and implement risk management strategies accordingly;
• Cross-Functional Leadership: Serve as a financial advisor to business unit leaders, helping to drive decisions that align financial outcomes with business objectives. Partner with operations, sales, and technology teams for seamless financial integration.

Requirements

• Education: Bachelor’s degree in Finance, Accounting, Economics, or related field; Master’s degree or professional certifications (e.g., CPA, CFA) preferred;
• Experience: Experience in a financial management or business unit controller role, ideally within the fintech or financial services sector. Proven expertise in the Brazilian financial market is essential. (Proven experience modeling SCFI/ALM, Credit Card and financials for other credit products would be an important plus);
• Hands-on approach to day-to-day activities;
• Strong communication skills using clear frameworks to present insights;
• Strong financial modeling and analytical skills;
• Proficiency with ERP and financial planning tools (e.g., SAP, Oracle, Hyperion);
• Advanced Excel and data visualization tools (e.g., Power BI);
• Deep knowledge of Brazilian accounting standards and regulatory requirements;
• Languages: Fluency in Portuguese and English is required, Spanish would be a plus.
  
  

Personal Attributes:

• Analytical and Detail-Oriented: Strong ability to analyze complex financial data and provide insightful recommendations.
• Strategic Mindset: Able to see the big picture while managing the details, with a strong focus on business growth.
• Collaborative Leader: Exceptional communication and leadership skills, with the ability to inspire cross-functional teams.

Benefits

• Medical and dental assistance with no co-payment;
• Life insurance;
• Flexible meal benefit - Flash;
• TotalPass;
• Home office allowance - monthly deposit in the RecargaPay app for personal use;
• Educational partnerships;
• Spanish classes;
• Discounts at universities for Undergraduate, Graduate, and MBA programs;
• Office anywhere - work from wherever you want.

Diversity & Inclusion

Diversity is part of our DNA, and we are constantly striving for greater representation and growth. We believe our employees should be who they truly are, and that’s what makes them unique in their roles—regardless of gender, religion, disability, LGBTQI+ status, ethnicity, generation, or varied experiences. We seek authentic individuals who feel free to co-create a more inclusive and innovative company and society. Does this resonate with you?

Regarding the Use of Your Data

By submitting a resume containing personal and professional data for participation in RecargaPay's recruitment and selection process, the candidate acknowledges that their data will be used for the necessary analyses and validations throughout the recruitment process and for hiring, if applicable. The candidate also authorizes RecargaPay to share their resume data with other companies within the RecargaPay group if opportunities arise that match the candidate's profile.

In compliance with Law 13.709/18, LGPD - General Data Protection Law, the candidate may request the updating, correction, or modification of their information during the recruitment and selection process, or may also request non-use of their data in accordance with the applicable law.