5+ years of experience in handling Commercial Liability Claims., Property and casualty license or willingness to obtain one within 30 days., Strong understanding of coverage, policy interpretation, and liability determination., Excellent negotiation skills and ability to work independently in a remote environment..
Key responsabilities:
Investigate coverage and causes of loss for various claims, including policy reviews and interviews.
Handle injury and property damage claims, identifying significant exposures for large loss team.
Negotiate fair claims resolutions and prepare necessary written communications.
Maintain effective claim file documentation and pursue recovery opportunities as needed.
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Since the beginning, the people of GuideOne Insurance have demonstrated relentless commitment to social responsibility and to those working to do good.
For more than 75 years, our products and services have protected our customers and their customers. We’ve provided coverage, guidance and peace of mind to more than 50,000 commercial policyholders, enabling them to focus on the things that matter most.
We are fiercely committed to helping our customers achieve their missions of spreading faith, educating tomorrow’s leaders, caring for individuals on the margins of society and giving compassion to seniors in their time of need.
That’s who we are. It’s what we do. GuideOne starts with our people. Each and every one of them make change possible and make their communities better places.
If you’re looking for a career that makes a difference, we’re looking for you.
As a Commercial Casualty Claims Adjuster, you will serve as a real partner to our members by processing claims accurately and efficiently so they can resume their life's work without unnecessary delay. If you are optimistic, enjoy helping others in times of need, and are compassionate about making positive change in the world, this may be the role for you.
Responsibilities:
Investigates coverage and cause of loss on routine to more complicated claims, which includes but is not limited to policy review, interviewing all parties associated with the loss and gathering and analyzing all necessary investigative documentation.
Handles non-represented, represented and litigated injury and property damage claims including investigating and evaluating those exposures. Identifies exposures with significate severity to triage to the large loss team.
Provides accurate assessments and negotiates fair and efficient claims resolutions while managing costs. Settles losses according to the documented damage, the language of the policy of insurance, pertinent regulatory and statutory considerations and within granted authority.
Prepares written communication, including but not limited to settlement letters, disclaimers of coverage and reservation of rights letters.
Maintains effective claim file documentation and diary system. Monitor diary to achieve timely development of file and timely disposition of the claim.
Recognizes and pursues recovery opportunities and prepares submissions to SIU when indicated.
Assigns and supervises field examiners and vendor resources, including but not limited to independent adjusters, engineers and other experts as needed.
Assumes additional duties as defined.
Skills & Requirements
Required Qualifications:
5 or more years in the handling of Commercial Liability Claims.
Property and casualty license or Independent Adjuster license (if not licensed; willing to become licensed within the first 30 days of employment).
Litigation handing.
Understands concepts of coverage, policy interpretation, exposure recognition and liability determination to analyze and move claims towards resolution using best practices.
Ability to take responsibility and work independently in a home based environment.
Ability to negotiate skillfully in difficult situations.
Willingness to travel periodically.
Recommended Qualifications:
Bachelors degree preferred.
CPCU or SCLA preferred.
Ability to formulate sound expense, indemnity, and business judgment while supporting loss evaluations and presenting them effectively.
Basic computer skills including Microsoft applications.
Perform work related simple and advanced mathematical problems and calculations.
Compose written correspondence and factual repots which are well organized and concise, utilizing proper English, grammar, punctuation, and spelling.
Strong oral and written communication skills.
Compensation:
$59,400 - $99,000 commensurate with experience, plus bonus eligibility
$65,400 - $109,000 commensurate with experience in CA, CT, MA, NJ, NY, and PA, plus bonus eligibility
Benefits:
We are proud to offer a robust benefits suite that includes:
Competitive base salary plus incentive plans for eligible team members
401(K) retirement plan that includes a company match of up to 6% of your eligible salary
Free basic life and AD&D, long-term disability and short-term disability insurance
Medical, dental and vision plans to meet your unique healthcare needs
Wellness incentives
Generous time off program that includes personal, holiday and volunteer paid time off
Flexible work schedules and hybrid/remote options for eligible positions
Educational assistance
#TMG
Required profile
Experience
Industry :
Insurance
Spoken language(s):
English
Check out the description to know which languages are mandatory.