Expediter

Overview:

Greenbox Capital is dedicated to ensuring that small and mid-sized businesses thrive by providing financial resources when they need them most. The members of our team are vital partners to our clients and demonstrate integrity and an unparalleled commitment to service and teamwork every day. If you are interested in joining a dynamic work environment where you will be recognized for your contributions, we would love to talk to you. 

Greenbox Capital is looking for an Expediter that will be responsible for identifying, gathering, and analyzing relevant information to assess credit risk, determine sources of repayment, decline applications, and ensure compliance with applicable credit policies, procedures, and the company's risk philosophy in an effort to mitigate loss. 

Responsibilities: 

• Conduct detailed financial analysis to determine the credit worthiness of merchant; perform risk-based underwriting reviews of applications; which includes the analysis of bank statements, merchant financial statements and various other business documentation.
• Determine Merchants credibility and payback ability via in depth review and verification of information.
• Researches the business, which includes the reputational reporting websites for positive or negative reviews.
• Identify risk factors within each loan and utilizes resources, tools and documentation to detect red flags and clear inconsistencies.
• Determine the client’s ability to repay an advance based on analysis of cash-flow, statements, tax returns, trend and ratio analysis, and other financial information
• Communicate with ISO's, Brokers Support, and merchants in both written and verbal form to ensure that turn-times and time commitments are met 

Requirements: 

• Bachelor’s degree in Finance, Economics, Business, or related field
• High attention to detail/Easily recognizes patterns
• High critical thinking and highly effective in dealing with manipulation
• Good judgment: ability to make decisions with minimal supervision 

Preferred: 

• Bilingual (English and Spanish)
• In depth understanding of bank statements, seasonality and industry trends
• Conversational/interpersonal skills (customer service)