Offer summary

Qualifications:

Significant underwriting experience in Asset Finance, particularly with high-value deals., Experience in writing board and committee papers and familiarity with the Board approval process., Strong understanding of the Consumer Credit Act and FCA Handbook., Ability to perform detailed financial analysis and assess commercial versus credit risk..

Key responsabilities:

Review and make decisions on larger value and complex proposals.

Assess creditworthiness, serviceability, asset evaluation, and securities to determine risk.

Liaise with introducers to clarify proposal information and issue acceptances or requests for further information.

Write recommendation papers for Committee and Board review and participate in the approval process for high-value deals.

Job description

SENIOR UNDERWRITER

WELLINGBOROUGH (HYBRID) OR REMOTE

Join our well-established, family-owned business, supported by a Group with over 250 years of history. We are enhancing our Underwriting function to support steady and continued growth, offering a level of stability and security that is rare in the asset finance industry.

Benefits

Enjoy 25 days of annual leave (plus bank holidays), private medical insurance, pension scheme, an onsite subsidised restaurant, free onsite parking and a range of discounts and benefits through our Reward Gateway platform.

Working arrangements

Our standard work hours are 9am to 5pm Monday to Friday. The Underwriting team is based in our Wellingborough head office typically works onsite three days per week.

For those living beyond a commutable distance, we can offer remote working with a requirement to be onsite for training and quarterly updates.

Your role

Review and decision larger value and / or more complex proposals.
Assess and analyse the creditworthiness of individuals, serviceability of companies, asset evaluation and securities assessment to determine the risk.
Liaise with introducers to clarify proposal information and issue acceptances, declines, or requests for further information.
Write recommendation papers for Committee and Board review.
Participate in the Board and Committee approval process for high-value deals.

What you bring

Significant underwriting experience in Asset Finance with a mandate for high-value deals.
Experience writing board and committee papers, and familiarity with the Board approval process.
Good understanding of Consumer Credit Act and FCA Handbook.
Capability to perform detailed financial analysis.
A balanced view of commercial risk versus credit risk, with the ability to negotiate and amend transaction structures.
A good understanding of finance products, documentation, and associated risks.

It would be nice for you to have