Senior Counsel, Fintech & Regulatory

Remote: 
Full Remote
Contract: 
Work from: 

Offer summary

Qualifications:

7+ years of experience in legal/regulatory roles within consumer financial services or fintech., Expertise in federal laws and regulations such as EFTA, FCRA, and AML/BSA., Strong understanding of banking and lending operations with a focus on legal risk management., Excellent communication and leadership skills, capable of influencing stakeholders in a fast-paced environment..

Key responsibilities:

  • Advise on and negotiate strategic transactions with fintechs and e-commerce companies.
  • Translate complex financial regulations into practical business advice for compliant operations.
  • Conduct legal research on fintech trends and oversee regulatory monitoring.
  • Engage with regulators and support innovative product development initiatives.

Sezzle logo
Sezzle Financial Services Scaleup https://sezzle.com/
201 - 500 Employees
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Job description

Senior Counsel, Fintech & Regulatory

Location: Remote, USA
Reports To: General Counsel
Team: Legal

About Sezzle

Sezzle is a mission-driven fintech company on a mission to financially empower the next generation. Our innovative payment platform allows consumers to “buy now, pay later” with no interest, helping them build credit and manage spending responsibly. We are a dynamic, high-growth company committed to making a positive impact for our users, merchants, and communities.

Position Summary

As Senior Counsel, Fintech & Regulatory, you will play a key role in advising Sezzle on critical legal and regulatory matters. You will collaborate with cross-functional teams to drive compliant product launches, strategic partnerships, and operational enhancements. You will provide practical, business-minded legal advice in a fast-paced, innovative environment, ensuring Sezzle’s continued success and regulatory alignment.

Key Responsibilities
  • Advise on, review, draft, and assist negotiating strategic transactions with 

fintechs, e-commerce players and customer-facing technology companies in support of Sezzle’s new products and partnerships.

 

  • Understand the technology and services that the payments business areas legal and compliance teams deliver to to support bank partner products, and apply complex financial regulations to help manage legal risks.

  • Provide advice and guidance to business teams, translating complex financial regulations into practical business advice, ensuring compliant operations across Sezzle’s offerings.

  • Support innovative product development, including emerging technologies, mobile shopping and lending features, and fraud prevention initiatives.

  • Conduct legal research on fintech trends, digital assets, and oversee federal/state regulatory monitoring.

  • Serve as the subject matter expert on banking-as-a-service (BaaS) partnerships , interfacing with banks as appropriate.

  •  Engage with regulators regarding key regulatory areas of focus and lead licensing and exam management.

  • Monitor legislative and regulatory developments and work with business teams to develop strategies to implement new or changing federal/state requirements in supported business areas.

  • Deliver forward-looking, practical, and strategic legal advice in Sezzle’s fast-paced, high-growth environment.

  • Act as a key partner to the Compliance team, providing support on regulatory matters as needed.

Required Qualifications
  • 7+ years of legal/regulatory roles in consumer financial services, fintech, consumer lending, or other relevant practice areas
  • Significant expertise in federal laws and regulations, including EFTA/Reg E, FCRA/FACTA, SCRA/MLA, AML/BSA, FDCPA, NACHA, and GLBA/Reg P.

  • Strong understanding of banking and lending operations, balancing legal risk with business strategy.

  • Excellent communication and leadership skills with the ability to influence stakeholders in a fast-moving environment.

  • Proven ability to work independently, be resourceful, and provide practical advice in ambiguous situations.

  • Demonstrated business judgment and legal problem-solving in a high-growth context.

  • Team-player mindset with the ability to collaborate across various functions and levels with a risk-focused and service-oriented mindset

About You:

  • You have relentlessly high standards - many people may think your standards are unreasonably high. You are continually raising the bar and driving those around you to deliver great results. You make sure that defects do not get sent down the line and that problems are fixed so they stay fixed.
  • You’re not bound by convention - your success—and much of the fun—lies in developing new ways to do things
  • You need action - speed matters in business. Many decisions and actions are reversible and do not need extensive study. We value calculated risk-taking.
  • You earn trust - you listen attentively, speak candidly, and treat others respectfully.
  • You have backbone; disagree, then commit - you can respectfully challenge decisions when you disagree, even when doing so is uncomfortable or exhausting. You have conviction and are tenacious. You do not compromise for the sake of social cohesion. Once a decision is determined, you commit wholly.
  • You deliver results - you focus on the key inputs and deliver them with the right quality and in a timely fashion. Despite setbacks, you rise to the occasion and never settle.

What Makes Working at Sezzle Awesome:

At Sezzle, we are more than just brilliant engineers, passionate data enthusiasts, out-of-the-box thinkers, and determined innovators. We believe in surrounding ourselves with only the best and the brightest individuals. Our culture is not defined by a certain set of perks designed to give the illusion of the traditional startup culture, but rather, it is the visible example living in every employee that we hire. 

Perks & Benefits: 

  • Unlimited PTO, volunteer hours and sabbatical 
  • Life, STD/LTD, medical, dental and vision insurance 
  • Highly discounted LifeTime gym membership
  • 401k with match
  • Collaborative fun co-workers
  • The opportunity to join the fastest growing FinTech alongside a team of motivated and driven individuals

Compensation: The compensation range for the role is $160k - $230k OTE including base and variable. Our ranges are very broad to accommodate all types of candidates and encourage growth. Specific compensation offered to a candidate may be dependent on factors such as education, experience, qualifications, and alignment with market data. Exceptional candidates may receive salaries outside of the posted ranges.

CCPA Disclosure: Sezzle Inc. is committed to protecting the privacy of our job applicants. In compliance with the California Consumer Privacy Act (CCPA), we inform California residents about the personal information we may collect, the purposes for its collection, and your rights under the CCPA. For details about the categories of personal information we collect and your rights under the CCPA, please visit the California Office of the Attorney General's CCPA page. By submitting your application, you acknowledge that you have read and understood this CCPA disclosure.

Equal Employment Opportunity: Sezzle Inc. is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees. We do not discriminate based on race, color, religion, sex, national origin, age, disability, genetic information, pregnancy, or any other legally protected status. Sezzle recognizes and values the importance of diversity and inclusion in enriching the employment experience of its employees and in supporting our mission.

 

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Pay Range
$160,000$230,000 USD

Required profile

Experience

Industry :
Financial Services
Spoken language(s):
English
Check out the description to know which languages are mandatory.

Other Skills

  • Communication
  • Resourcefulness
  • Leadership

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