Offer summary

Qualifications:

Bachelor's degree or 10+ years of relevant mortgage underwriting experience, At least 7 years as a Mortgage Underwriter with expertise in Agency and Non-QM loans, Deep understanding of mortgage lending regulations and risk assessment, Excellent written and verbal communication skills, with a focus on accuracy..

Key responsibilities:

Assess mortgage loan applications for eligibility and risk, focusing on creditworthiness and income stability

Review and analyze financial documents such as tax returns and credit reports

Make informed underwriting decisions using agency and company-specific guidelines

Collaborate with loan officers and processors to gather necessary information.

Job description

Who We Are:
Dominion Financial Wholesale (DFW) is a nationally recognized Non-QM lender dedicated to serving consumer mortgage brokers. Specializing in DSCR and alternative-qualification loan products, we provide flexible, client-focused financing solutions that help brokers grow their businesses and close more deals. We’re expanding rapidly and looking for a detail-oriented Senior Underwriter to join our team and support our mission of delivering speed, service, and reliability—where brokers win.

Our Company’s Core Values

Integrity
Accountable & Dependable
Team Centric
System & Process Oriented
Service Ethic
Organized Efficiency - Risk Management & Compliance

Your Impact

Optimize underwriting tools, processes, and policies to enhance team performance
Contribute to the evolution of systems and underwriting policy to increase operational efficiency

In This Role You Will

Assess mortgage loan applications for eligibility and risk, with attention to creditworthiness, income stability, and property valuation
Review and analyze financial documents such as tax returns, bank statements, appraisals, and credit reports
Make timely, informed underwriting decisions using agency, Non-QM, and company-specific guidelines
Collaborate cross-functionally with loan officers, processors, and other team members to gather supporting information
Stay current with industry regulations and market trends
Make high-stakes credit decisions that directly influence company risk and borrower experience
Mentor and support other underwriters, contributing to a strong team culture
Maintain thorough documentation and clear communication around underwriting decisions

Requirements

Bachelor's degree or 10+ years of relevant mortgage underwriting experience
At least 7 years as a Mortgage Underwriter with demonstrated expertise in both Agency and Non-QM loans
Deep understanding of mortgage lending regulations, risk assessment, and compliance
Proficient in analyzing complex financial documents and making sound credit decisions
Excellent written and verbal communication skills
Highly detail-oriented with a focus on accuracy and compliance
Comfortable using industry-specific underwriting platforms and tools