Credit Risk Manager

WHO ARE WE?
Dexterra Group is a fast-growing, financially strong, publicly listed company (TSX:DXT). We have a far-reaching presence across the entire continent North America with hundreds of full-time and part-time opportunities at any given time. We aim to provide our people with more than just a job – we offer fulfilling opportunities in a culture that promotes stability, diversity and inclusion, camaraderie, employee recognition, work-life balance, and doing what you love. For over 75 years, the companies that began independently, and now form Dexterra Group, have been dedicated to serving North American clients to create and manage built environments that play a vital role in our economy and our local communities. And, that’s something we’re truly proud of. Work That Matters, People Who Care.

WHAT'S THE JOB?

We are looking to hire an experienced Credit Risk Manager for overseeing the credit risk management process, ensuring sound credit decisions, and driving efficiencies through the use of advanced technologies and data analytics. This role is responsible for evaluating the creditworthiness of potential clients, creating credit scoring models, approving and rejecting credit applications, and updating the company’s credit policy. Leveraging modern technologies and digital tools along with a forward-thinking perspective is paramount in this role. To ensure success as a credit manager, you will have extensive experience with credit analysis and high-level analytical skills.

Manager, Credit Risk performs the following duties:

• Assess the creditworthiness of potential and existing clients by analyzing credit agency reports and other industry information.
• Stay updated on industry best practices, technological advancements in credit management, and data-driven decision-making and educate team members on same.
• Champion the adoption of emerging technologies such as AI-driven credit scoring and predictive analytics tools.
• Monitor and assess quality of active client accounts to reduce or prevent bad debt losses.
• Produce and present key management reports, effectively communicating data and insights in a clear and concise manner.
• Understand the structures and protections required for setting customer credit limits, and the ability to contribute to client credit assessments and portfolio strategy discussions.
• Identify and evaluate threats and develop alternative courses of action to avoid or reduce risks.
• Identify risk mitigation opportunities and develop/maintain portfolio reports that support this function.
• Provide business units with advice on potential risks to receivables collection and clients ability to pay.
• Develop, implement and communicate policies and procedures that reduce the credit risk of the organization.
• Monitor adherence to and enforcement of risk management policies and procedures.
• Undertake building of financial models that predict credit risk exposure of the organization and prepare performance reports.
• Continually contribute to Dexterra’s efficient and effective credit and portfolio risk management, providing reporting on same.
• Respond to ad hoc information requests and perform other duties as required.

Qualifications

• Bachelor’s degree in accounting, finance, or professional designation.
• 3 years proven work experience as a credit manager utilizing modern predictive technologies.
• Strong knowledge of credit risk assessment, financial analysis and credit evaluation techniques.
• Advanced understanding of credit agency’s finance analytics and payment performance reporting.

Competencies

• Strong verbal and written communication skills.
• Excellent analytical, problem solving and judgement skills.
• Detail oriented.
• Capable of identifying and implementing process improvements.
• Well-developed organizational, time-management and decision-making skills.
• Able to effectively manage fluctuating workloads and set priorities to meet deadlines.
• Demonstrated ability to work effectively in a fast-paced, dynamic team environment.

Working Conditions

• Office environment and telecommuting with a flexible work schedule, potentially requiring additional working hours as needed, to ensure business needs are continually met. 
• Trained, as necessary, in required safety protocols.
• Ability to travel as necessary to meet business needs – between to 25-40% should be expected.

WHAT’S IN IT FOR YOU?

• Be part of an industry that's more important than ever!
• Employee Referral Program!
• Career advancement opportunities.
• Whereas other companies are downsizing, we are growing!
• Be #1 on day 1 by joining an industry leader.

Dexterra Group is an equal opportunity employer committed to diversity and inclusion. We are pleased to consider all qualified applicants for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, disability, protected veterans’ status, Indigenous status, or any other legally protected factors. Disability-related accommodations during the hiring selection process are available upon request.

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