Market Business Analyst

Job Summary:

The Market Business Analyst is responsible for conducting in-depth market research, identifying new opportunities, analyzing global regulatory landscapes, and supporting business decision-making with data-driven insights. This role requires close collaboration with business teams and direct reporting to leadership to influence strategic initiatives. The analyst must have strong financial analysis and valuation skills to assess market trends, business opportunities, and competitive positioning—primarily in the payments industry, but also in adjacent financial services sectors.

Key Responsibilities:

1. Market Research & Opportunity Identification:

• Conduct comprehensive market research on the global payments industry and adjacent sectors (e.g., banking, fintech, embedded finance).
• Identify market trends, competitive dynamics, and emerging technologies that impact the payments ecosystem.
• Analyze customer behavior, industry shifts, and business models to uncover growth opportunities.
• Evaluate new payment methods, digital wallets, cross-border payments, and alternative payment networks.

2. Regulatory Research & Compliance Analysis:

• Research global financial regulations affecting the payments sector (e.g., PSD2, Open Banking, AML, CBDCs, cryptocurrency regulations).
• Monitor legislative changes, compliance requirements, and regulatory risks in key markets.
• Collaborate with legal and compliance teams to ensure business strategies align with regulatory frameworks.
• Assess the potential impact of new policies on the company’s operations and revenue streams.

3. Business Strategy & Collaboration:

• Work closely with the business development, product, and operations teams to align market research with strategic goals.
• Provide insights and recommendations on expansion strategies, partnerships, and new product launches.
• Develop business models, pricing strategies, and go-to-market plans based on industry analysis.
• Identify and assess M&A, investment, and strategic partnership opportunities.

4. Financial Analysis & Valuation:

• Conduct financial modeling, business valuation, and forecasting for potential business opportunities.
• Assess market penetration, pricing elasticity, and unit economics of different revenue models.
• Evaluate the financial performance of competitors and industry benchmarks.
• Support leadership with investment decisions and financial due diligence.

5. Reporting & Presentation:

• Prepare detailed reports, dashboards, and presentations to communicate findings to senior executives and stakeholders.
• Deliver market insights and competitive intelligence briefings to the board and leadership teams.
• Use data visualization tools to present complex insights in a clear and actionable manner.

Key Skills & Qualifications:

Required Skills:

• Strong expertise in market research, competitive analysis, and trend forecasting.
• Understanding of the payments industry, fintech trends, and financial services.
• Knowledge of global regulatory frameworks in financial services (AML, PSD2, Open Banking, etc.).
• Proficiency in financial modeling, valuation techniques, and business forecasting.
• Advanced analytical skills with experience in data interpretation and decision-making.
• Excellent communication and presentation skills, with experience delivering insights to leadership.
• Ability to work cross-functionally with teams in strategy, business development, finance, and compliance.

Preferred Qualifications:

• Education: Bachelor’s or Master’s degree in Finance, Economics, Business Administration, or a related field.
• Experience: 3-7 years in market/business analysis, preferably in payments, banking, or fintech.
• Tools: Proficiency in Excel, Power BI, or other analytics tools.
• Languages: English is required; additional languages (Spanish, Portuguese, French) are a plus for global research.

Why Join Us?

This role offers an opportunity to be at the forefront of payments innovation, working with a dynamic team to shape the future of financial infrastructure. The ideal candidate will play a key role in influencing strategic decisions, identifying growth avenues, and ensuring regulatory compliance in a rapidly evolving market.