Offer summary

Qualifications:

Experience in developing or managing insurance products, particularly in health insurance., Solid understanding of German insurance regulations and compliance, specifically qualified according to §34d GewO., Fluent in German and proficient in English, with a customer-first mindset., Experience in a digital-first insurer, InsurTech, or startup environment is a plus..

Key responsibilities:

Lead the development and improvement of health insurance products from ideation to launch.

Ensure compliance with regulatory standards while creating innovative, user-centered solutions.

Coordinate relationships with insurance partners and manage internal training on insurance knowledge.

Monitor claims, loss ratios, and fraud detection to enhance insurance-related processes.

Job description

🌱 Genki — (Japanese) “healthy, energetic, and full of spirit.” That’s us!

🚀 We’re a fast-growing, fully remote startup based in Cologne, Germany. Our mission is to help nomads and world residents stay healthy and live well wherever they go, with great worldwide health insurance.

As our Insurance Innovator at Genki, you will play a key role in developing and improving our insurance products and processes and building high-quality, customer-friendly health insurance products. This full-time role is perfect for someone proactive, independent, and passionate about transforming the insurance industry.

What you’ll do

As our Insurance Innovator, you'll lead and accelerate the development and evolution of Genki’s health insurance products. You'll ensure we meet regulatory standards while creating innovative, user-centered solutions for a worldwide customer base. You’ll report directly to the CEO and work closely with him.

Develop and continuously improve our health insurance products.
Lead the design and development of new products (from ideation to launch)
Stay ahead of industry trends and regulatory shifts to extend Genki’s competitive edge
Enhance insurance-related processes within the company
Build and maintain comprehensive documentation and knowledge bases for all our insurance products and processes.
Coordinate and manage relationships with our insurance partners and service providers.
Train our team on relevant insurance knowledge to ensure high-quality service.
Explore opportunities for product or service enhancements, including potential B2B expansion.
Stay on top of claims, loss ratios, and fraud detection & prevention.
Ensure we comply with all relevant insurance regulations.

Requirements

What we’re looking for

🧠 Experience developing or managing insurance products, ideally in health insurance
💡 Product mindset — You think in customer journeys and MVPs, not just compliance and insurance lingo. You question the status quo rather than repeating history.
🛡️ Proven expertise in insurance-related compliance and regulations
✅ Solid understanding of German insurance regulation and qualified according to §34d GewO (German Industrial Code)
🏠 German residency as required by law to maintain our IHK registration
💬 Fluent in German and proficient in English
🧳 Bonus: Experience in a digital-first insurer, InsurTech, or startup environment

Skills and attributes

Proactive and independent, with the ability to manage tasks without detailed oversight
Customer-first mindset, ensuring simplicity and quality in all customer interactions.
Excited about innovation and working towards our vision of supporting long-term travelers.
Empathetic, with a strong understanding of customer needs.
Quick learner, proficient in using modern digital tools and services.
Thinks strategically and understands how to interpret data.
Eager to use ChatGPT for daily support.

Benefits

Why Join Genki?

Compensation: Competitive salary based on market rates in Germany, with performance-based bonuses. Includes virtual company stock options for long-term success participation.
Work Environment: Fully remote, work from anywhere in the world, with travel opportunities just like our team.
Impact: Directly influence our customers' well-being and participate in the significant market shift toward digital nomadism.
Culture: Join a startup that values simplicity, health, and well-being, with a focus on keeping processes straightforward and customer-centric.

Required profile