Making homeownership more valuable and accessible. Point is the leading home equity platform for homeowners and home buyers seeking an alternative to traditional home financing. Our flagship product, the Home Equity Investment (HEI), empowers homeowners to unlock their equity in order to eliminate debt, get through periods of financial hardship, and diversify their wealth – without adding to their monthly expenses. Point’s HEI enables investors to access a previously untapped asset class – owner-occupied residential real estate. Point is a nimble, fast-growing fintech company backed by top investors like Andreessen Horowitz, Westcap, and Ribbit Capital. We’re proud of our employee-centric culture, where every employee is empowered to make a positive impact on the future of the company and the lives of homeowners. For more information about Point or to apply for an HEI, visit point.com.NMLS ID 1610752. Equal Housing Opportunity. For licensing information, go to www.nmlsconsumeraccess.org.

Local or 100% Remote

Who we are

Our mission at Point is to make homeownership more valuable and accessible to all. Every day, we explore, build, and iterate to create innovative financial products that improve the lives of our customers. Together, we’re creating the premier full-stack home equity platform to help current homeowners access their home wealth and aspiring ones realize their dream of homeownership. Point has raised over $180M from Andreessen Horowitz, WestCap, Prudential, and other leading investors.

About the role

We’re looking for a strategic and hands-on finance leader to partner with company leadership in shaping and executing our financial vision. In this role, you’ll play a critical part in defining and operationalizing financial goals that align with broader business strategies. You’ll design scalable processes to support both internal operations and external financial needs, while proactively guiding decisions around growth, staffing, investments, and profitability. Your ability to translate complex financial insights into clear, actionable narratives will be essential in communicating performance and priorities to employees, investors, and the Board of Directors.

Our culture

We are a people-first, value-driven team. We come from varied backgrounds, experiences, and time zones. Our teams are aligned in service to our goal — to improve the lives of customers. Our culture is built on sharing ideas, supporting each other, and being empowered to do our best work. Find out what you can accomplish as part of an engaged, high-achieving team focused on a common goal.

Your responsibilities

Create a driver-based financial forecast for both revenue and expenses.
Collaborate with cross-functional teams (eg, marketing, engineering, operations) to build and maintain various departments’ expense plan, including personnel and non-headcount expenses.
Track and analyze variances between actual and forecasted financial performance, providing actionable insights to senior management.
Provide financial modeling and ad-hoc analysis to support new initiatives, business investments, and cost-saving opportunities.
Act as a trusted advisor to departments, guiding them in financial matters and helping to align departmental objectives with company goals.
Prepare monthly, quarterly, and annual financial reports for internal and external stakeholders.
Partner with Accounting on the execution of company’s annual audit.

About You

5+ years of progressive experience in FP&A, corporate finance, accounting, or a related field.
Bachelor’s degree in Finance, Accounting, Economics, or a related discipline; MBA and/or CFA preferred.
Strong quantitative and analytical skills with the ability to interpret financial data, identify trends, and develop actionable insights.
Advanced proficiency in Excel and/or Google Sheets, with experience building complex financial models.
Solid foundation in core finance and accounting principles.
Excellent written and verbal communication skills, including the ability to present financial insights clearly to both internal and external stakeholders.
Proven ability to work cross-functionally and build strong relationships across departments.
Highly self-directed, detail-oriented, and able to manage multiple priorities in a fast-paced environment.
Experience or familiarity with the real estate market, fintech, or related industries is preferred.
Experience with NetSuite ERP or NetSuite Planning and Budgeting software is a plus.
Comfortable with ambiguity and adaptable to change in a startup or high-growth setting

Our benefits

Generous health benefits

We provide medical, dental, and vision plans with options for flexible spending accounts (FSA) and health savings accounts (HSA).

Unlimited paid time off

Recharge with unlimited paid time off and 10 company holidays.

Flexible remote & onsite work

Our teams work from many different locations and time zones. We support fully remote work and also have an amazing in-person environment in our downtown Palo Alto, CA HQ.

Fully paid parental leave

Point will true-up wages from state-applicable PFL earnings so that the employee’s total gross pay will be equivalent to 100% of their regular base pay, as well as two weeks of fully paid leave to be available after exhaustion of state PFL.
For employees in states without Paid Family Leave, Point will provide up to 8 weeks of paid parental leave.
In addition, all employees will receive 4 weeks of fully paid transition time. For four weeks after returning from parental leave, and following the use of all other paid leave benefits, you may work part-time, meaning two or three days per week, and receive 100% of regular base pay.

Financial wellness

We provide 401K retirement plans for employees as well as guaranteed life insurance and short- and long-term disability coverage. Full-time employees have the opportunity to take ownership in the company through equity options.

Extra work/life benefits

We provide monthly stipends for internet, mobile plans, and a one-time home office reimbursement.

Point is proud to be an equal-opportunity employer. We provide employment opportunities regardless of age, race, color, ancestry, national origin, religion, disability, sex, gender identity or expression, sexual orientation, veteran status, or any other protected class. Each individual at Point brings their own perspectives, work experiences, lifestyles, and cultures with them, and we believe that a more diverse team creates more innovative products, provides better services to customers, and helps us all grow and learn.

Compensation at Point will be determined by skills, experience, and geographic location. Point has identified the expected annual base salary for this role at this level based on the market by tiers (Region | Location | Market Salary):

Tier 1 | San Francisco Bay Area, New York, Los Angeles, & Seattle | $110,500 - $149,500
Tier 2 | Chicago, Austin, Denver, Boston, Washington DC, San Diego | $94,400 - $127,700
Tier 3 | All other US metro areas | $88,400 - $119,600

This does not include any other potential components of the compensation package, including equity, benefits, and perks outlined above. At the launch of each position, we benchmark compensation to the appropriate role and level utilizing competitive compensation data from various data sources as references. At the offer stage, we use the signal we received from our interviews, coupled with your experience, location, and other job-related factors to determine final compensation.

Location Requirement: This is a remote position. However, candidates must reside in one of Point’s states of operation: AL, AZ, AR, CA, CO, CT, DC, FL, GA, IL, KS, KY, MA, MI, MN, MO, NV, NJ, NY, NC, OH, OR, PA, SC, TN, TX, UT, VA, or WA.

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Senior FP&A Analyst

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Job description

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